Where Annuities Fit Into Your Investment Strategy

Because annuities can offer a steady stream of income over time, they can be a part of nearly any financial strategy. But whether you should add annuities to your strategy depends very much on your particular financial circumstances. Here are a few of the questions you should ask yourself when …

Diversity and Financial Planning

When working on long-term financial planning, you know that it’s important to have room for growth. That’s how you increase your wealth, after all. But with today’s stock market, every day’s a roller coaster. From one day to the next, you never know what your investments might do. You could …

Deferred Annuities vs. Immediate Annuities

Cash now or cash later? With some annuity types, you can choose to receive cash right away after paying your principal, creating an immediate cash flow with no waiting. [1]But there are significant advantages to using a deferred annuity as well.   It largely depends on where people are in …

Guaranteed Income — For Life

For most retirees these days, maximizing the amount of income they can safely take out of their portfolio is the most important financial objective. It’s the one thing that makes everything else possible. Being able to enjoy time with grandchildren, take time out to enjoy golf or travel, secure your …

Annuities vs. Life Insurance — What’s the Difference?

Annuities and life insurance* have a lot in common. In both cases, you pay money to a company that promises to give it back (and then some) at a later date. Simple, right? But things can get a little fuzzy after that. In blunt terms, life insurance is for the …