As always, it is critical to understand what is covered in your insurance policies. Landlords insurance is no exception.
Coverage for your dwelling includes the dwelling, permanent attachments to the dwelling, unattached outbuildings described on the declarations, building equipment and fixtures servicing the residence premises, personal property you have for the service and maintenance of the building, outdoor antennas, and building glass, including lettering, ornamentation and burglar alarm foil.
Rental income protection coverage guarantees rental income will continue up to 12 consecutive months if damage to your dwelling or business personal property interferes with normal operations. During the critical seven-day period after a loss, you may receive an advance up to $100 per day while you are determining your actual loss.
The Liability protection program for landlords provides liability protection for personal injuries and damage to the property of others. The liability protection applies at akk your locations and to all operations necessary or incidental to them. Neducak payments coverage also is included for medical expenses for persons other than you, your tenants or your employees when injured by accident on your premises. Some of the liability coverages include:
- Personal Injury (including bodily injury, libel, slander, false arrest, defamation of character, malicious prosecution, racial or religious discrimination, and invasion of privacy)
- Property Damage
- Medical Payments
- Blanket Contractual Liability
Our Landlords program provides you with protection for your property and liability exposures arising from the ownership of rental dwellings. Optional coverages are also able available to provide the flexibility to tailor the program to your special needs.