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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Winter Weather Preparedness for Small Businesses

Winter Weather Preparedness for Small Businesses

Winter weather can take a heavy toll on small businesses. The risks posed by storms, slippery walkways, and power outages can lead to financial losses. Taking steps to prepare your company and employees for the winter season can minimize business disruptions and claims filed for slip-and-fall accidents.  The best overall advice is to be proactive. Evaluate any risks on the property to determine where problems...

What to Know About Renting to Own

What to Know About Renting to Own

Over the last several years, many Americans have become pessimistic on the prospect of home ownership. According to a recent Bankrate survey, 51 percent of aspiring homeowners view cost-of-living issues as a major obstacle to buying, while 54 percent say their household income hasn’t matched the rise in market prices for available homes. With those challenges in play, many people are exploring rent-to-own options. Renting...

Safety Tips for Online Shopping

Safety Tips for Online Shopping

It is that time of year again. Whatever holiday you celebrate, Americans nationwide go to their favorite online retailers to buy holiday decorations, party supplies, and gifts to make the season merry and bright. The convenience of the internet is hard to resist, but the freedom and flexibility of online buying come with some grave risks.  Cybercrime is on the rise. In a recent year,...

5 Risks to Consider When Hosting a Work Party

5 Risks to Consider When Hosting a Work Party

Work parties boost morale and employee engagement. Your staff appreciates the time to relax, chat with others and maybe win some fun prizes. However, even the best intentions pose some level of risk. Workplace gatherings could bring out your staff’s worst behaviors—especially if you plan to throw alcohol into the mix. From small pizza parties of appreciation to the big end-of-year party, do you have...

7 Tips to Winterize Your Business and Protect Against Winter Hazards

7 Tips to Winterize Your Business and Protect Against Winter Hazards

Before each winter, business owners should spend time preparing to protect their property and operations from the challenges brought by cold weather, snow and ice. Winterizing your business is not just about staying warm—it's about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here are seven tips to help you protect your business...